(l to r) Kevin Wolff, Bexar County Commissioner, Glenn Gregory, HNTB and Kevin Young, HNTB.

San Antonio, TX (PRWEB) February 17, 2012

On Thursday, Feb. 16, HNTB Corporation held a ribbon cutting ceremony for its new office located at 130 East Travis St. The office will house the firm’s 41 professional engineers, environmental scientists, planners, public involvement representatives and support staff. The firm has an option to lease additional space in the future as the firm continues to grow.

“This move is not only a sign of our growth but it gives us the ability to enhance our resources and maintain those relationships that are closer to the downtown area,” said Glenn Gregory, San Antonio office leader.

“HNTB is excited to be a part of the revitalization of downtown,” said Kevin Young, director of HNTB’s San Antonio office. “Our new location puts us at the center of the dynamic changes going on in downtown San Antonio, especially with Mayor Julian Castro’s call to revitalize the heart of this city.”

HNTB has been a part of many accomplishments in the San Antonio area, including construction management of the U.S. 281/Loop 1604 Interchange – a project designed to address congestion as population has grown and development has transformed North Bexar County over the past three decades. Others projects include the Loop 410/U.S. 281 Interchange, Loop 410 highway widening project from Nacogdoches to Austin Highway, San Antonio International Airport parking garage, U.S. 281 Airport Direct Connector and the Alamo/St. Mary’s reconstruction project.

The office was previously located at the north side of the city by the airport.

HNTB employs 350 people in seven offices throughout Texas, including Austin, Brownsville, Dallas, El Paso, Houston, Plano and San Antonio. HNTB Corporation is an employee-owned infrastructure firm serving public and private owners and contractors. With nearly a century of service, HNTB understands the life cycle of infrastructure and solves clients’ most complex technical, financial and operational challenges. Professionals nationwide deliver a full range of infrastructure-related services, including award-winning planning, design, program delivery and construction management. For more information, visit http://www.hntb.com.

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Chicago, IL (PRWEB) February 08, 2012

Southern Virginia University has signed on to offer its students SAGE Tuition Advantage, an attractive 0% APR financing option.

The SAGE Tuition Advantage program is designed to help participating colleges increase net tuition revenue, lower discount rates and promote student retention.

“Southern Virginia University looks forward to using the SAGE Tuition Advantage loan product as an innovative college financing option that will benefit students and our university,” says John Brandt, Financial Aid Director at Southern Virginia University.

SAGE Tuition Advantage is an innovative “hybrid” program attractive to colleges because it is low cost for families (0% APR with earned benefits), generates cash flow for schools and provides third party loan management, relieving colleges of both administrative burden and compliance risk. Colleges make no capital investment and pay no up front costs.

Matt Scotty, President of National Education, says “We are pleased that Southern Virginia University has recognized the benefits of SAGE Tuition Advantage. As tuition prices continue to dominate the headlines, SVU joins a growing number of schools using this creative program as a solution.”

The program does NOT affect a college’s current cash flows from other sources, such as loans, federal aid, state aid and direct payment from families.

How much tuition revenue can an institution recapture using SAGE Tuition Advantage? In addition to showing projected revenue that can be recaptured, colleges can see how this revenue equates to the number of full-paying students by visiting the online calculator at:

http://www.sagetuitionadvantage.com/

SAGE Scholars, Inc., established in 1995, has created the nation’s largest private college savings program, with more than 190,000 participating students and 288 participating colleges (43 states). Families who save in programs such as the Pennsylvania and Wisconsin state 529 Plans are rewarded with Tuition Reward Points – similar to frequent flyer miles – that can be redeemed for guaranteed minimum discounts if students are admitted to and attend a member college, beginning with the freshman year.

National Education, established in 1988, is a financial solution company sharply focused on developing, marketing, originating and servicing education financial products. National Education has received the “Exceptional Performer” designation from the U.S. Department of Education.

For more information, contact:

Matt Scotty at 800.345.4325 ext 5173, President, National Education Servicing

Justine Gianandrea at 800.345.4325 ext 5324, Senior Vice President, National Education Servicing

Dr. Jim Johnston at 215.564.9930, President, SAGE Scholars

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Buy an Outdoor Shed in PA

Lancaster, PA (PRWEB) January 29, 2012

Sheds Unlimited INC of Lancaster County Pennsylvania was denied a variance to expand its backyard storage sheds, outdoor storage buildings and prefab car garage manufacturing facility in Gap, PA. As the small family outdoor storage building corporation continues to expand and serve more customers in PA, NJ, NY, CT, MD, DE, VA, WV and beyond, the need for more space has reached a crucial point. The family owned business hoped to expand its custom shed building capacity by remodeling existing farm structures to accommodate the need for more space.

Expansion plans included raising the walls on the existing cow free-stall barn and converting the milking stable into an area to produce backyard sheds and one, two and three car prefabricated car garages. The second floor of the existing barn was then to be used as a storage facility for supplies. Rather than leaving the barn empty during these hard times which local farmers are experiencing, Sheds Unlimited hoped to use this existing structure to build outdoor storage buildings and continue contributing to the Salisbury Township economy.

At the meeting, owners of Sheds Unlimited INC stood to explain the details of their expansion plans. Township supervisors and neighbors listened as Stephen Stoltzfus Sr and Stephen Stoltzfus Jr offered their hopes for the proposed expansion. However, supervisors seemed reluctant to hear what other community members had to say and quickly closed the case to further comments, thus denying Sheds Unlimited the permission to use up existing structures on the Stoltzfus family farm.

Owners at Sheds Unlimited INC report that for the last fifteen years, workers at Sheds Unlimited INC have not only been busy in expanding their outdoor storage shed company. The Stoltzfus family and workers in the outdoor storage barn manufacturing facility have also been active in the local community while busy building prefab two car garages, backyard storage barns and more. Stephen Stoltzfus Sr. has been an active member in the Salisbury Township Fire Company #1 (White Horse Fire Company) for over thirty years. He reports that year after year he spent many long cold winter nights fighting house fires in the days when many homes were heated with wood.

All of his five sons followed his example at one time or another have been active members of the volunteer fire company which serves the local community. According to one Sheds Unlimited employee, at one time “Sheds Unlimited even paid its employees while on call with the White Horse Ambulance.” And such was the case for several years when Sheds Unlimited actually paid employee wages while being on call or worked with the White Horse Ambulance to reimburse employee hours spent on calls. While Sheds Unlimited INC hopes to work out an expansion solution for their outdoor storage shed manufacturing facility in the vicinity in order to continue serving the community, other options outside the township may also be pursued in the future.

Sheds Unlimited began on the farm decades ago, but soon faced pressure from the town supervisors. The budding storage shed and prefab single car garage company was then moved to Honey Brook, PA where they set up in an old tobacco shed. Later Salisbury Township officials began to discover that area farmers are increasingly under financial pressure due to low milk prices. At this time they allowed local farmers to develop small “farm support” businesses to encourage farming and provide local jobs. That is when Sheds Unlimited returned to the family farm and set up an backyard storage shed facility.

Recent business has been good due to their robust outdoor home shed and prefab car garage sales through the Internet. Every year throughout the economic downturn, Sheds Unlimited continued to increase its sales and along with that hire more local employees. Now this growing Salisbury Township based business may have to consider moving out of town to facilitate its needs. What seems rather strange is that while higher government officials in the country are trying to create jobs, local officials seem more interested in limiting them.

For now, Sheds Unlimited INC will continue operating on the farm as they begin seeking further options for expansion.

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San Antonio, TX (PRWEB) January 24, 2012

USAA and the Jewish War Veterans of the United States of America – two national military-focused organizations – have joined forces to strengthen support to those who are serving or who have honorably served, giving approximately 50,000 JWV eligible members access to USAA’s world-class insurance and financial services.

The agreement positions USAA as the preferred provider of financial services including insurance, investments, brokerage services and financial guidance to JWV members eligible for USAA membership.

Both organizations were founded with the purpose of supporting military service members and their families. While JWV works in the interests of Jewish-American veterans and their families, USAA provides financial products to active-duty military personnel, veterans who have honorably served and their eligible family members.

“Having been a USAA member since 1967, I strongly recommend USAA to all eligible JWV members,” said Allen E. Falk, National Commander of the Jewish War Veterans of the United States. “USAA is a recognized leader in financial services for its commitment to its members through good times and bad.”

“We are pleased to enter this relationship with the Jewish War Veterans of the United States of America, an organization with a strong mission to support veterans,” said Nathan McKinley, USAA vice president of military affinity. “We look forward to providing solutions that will help facilitate the financial security of JWV members and families.”

In 2009, USAA opened its membership to veterans who have honorably served and their eligible family members. To learn more about USAA and JWV, call 1-800-292-8598 or visit usaa.com/jwv.

About Jewish War Veterans of the United States of America

Founded in 1896, the Jewish War Veterans of the United States of America is the oldest active veterans’ organization in America. JWV is dedicated to upholding America’s democratic traditions and fighting bigotry, prejudice, injustice, and discrimination of all kinds. As a national organization, JWV represents the voice of America’s Jewish veterans on issues related to veterans’ benefits, foreign policy, and national security. JWV also commits itself to the assistance of oppressed Jews worldwide. For more information about JWV, visit: http://www.jwv.org/.

About USAA

USAA provides insurance, banking, investment and retirement products and services to 8.6 million members of the U.S. military and their families. Known for its legendary commitment to its members, USAA is consistently recognized for outstanding service, employee well-being and financial strength. USAA membership is open to all who are serving or have honorably served our nation in the U.S. military – and their eligible family members. For more information about USAA, or to learn more about membership, visit usaa.com.

Investments provided by USAA Investment Management Company and USAA Financial Advisors Inc., both registered broker dealers. Financial advice provided by USAA Financial Planning Services Insurance Agency, Inc. (known as USAA Financial Insurance Agency in California, License # 0E36312), and USAA Financial Advisors, Inc., a registered broker dealer.

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Omaha, Neb. (PRWEB) January 13, 2012

Cost Basis – another financial buzzword that’s drawing increased attention—and confusion. That’s because rules about cost basis reporting are changing. But what is it exactly? Put simply, it’s the original amount an investor paid for an investment, adjusted for various items (reinvested dividends, corporate transactions, etc.). It’s the basis for determining how much was gained or lost from an investment and it’s the key to determining taxable gain or loss.

What’s changing?

This tax season and going forward, investors are receiving some help with cost basis reporting, thanks to new regulations. And TD Ameritrade wants to spread the word about how these changes may impact its clients and other investors. Now, brokers are required to report not just the total proceeds from a client’s sale of securities as they have in the past, but also the amount paid for the investment.

The change stems from the Emergency Economic Stabilization Act of 2008, commonly referred to as the “bailout bill,” which now requires mutual fund companies and brokerage firms like TD Ameritrade to report clients’ cost basis, and holding periods to the IRS on their Consolidated Form 1099s when securities are sold.

The law, which was intended to ensure more accurate reporting of gains and losses, will benefit investors in several ways:

Cost basis and gain/loss reporting will become simpler and more transparent—you’ll gain a more complete picture of your cost basis and simplify your year-end tax preparation.
You’ll gain greater flexibility in specifying the lots you’re trading.
You’ll be able to select the tax lot identification method you prefer (e.g., “first-in, first-out” or highest cost) when you make a trade.
When you make a transfer, the cost basis information will transfer with the security.

What do investors need to know?

As they prepare their 2011 tax returns, here’s what investors should be aware of:

1.The regulation pertains only to IRS-covered securities in taxable accounts, not to Individual Retirement Accounts (IRAs) and other non-taxable accounts.

2.The new reporting requirements are being phased in over a three-year period.

The law currently applies to equities, including foreign securities and American Depository Receipts (ADRs) acquired on or after Jan. 1, 2011, but excluding equities acquired in connection with a dividend reinvestment program (DRIP).
It will apply to regulated investment companies (like mutual funds), or securities acquired in connection with a DRIP, that are acquired on or after Jan. 1, 2012.
It will apply to fixed income, options, warrants, rights, derivatives and commodities purchased on or after Jan. 1, 2013.

3. TD Ameritrade clients will see cost basis data on the applicable securities in the 1099-B section of their company-issued Consolidated Form 1099 for the tax year 2011.

4. The IRS has completely revamped how individual investors report capital gains and losses on their personal tax returns by requiring completion of a new form (Form 8949), which will list and summarize gain/loss transactions.

5. TD Ameritrade has created a service and support group within its investor service call centers, as well as dedicated content on its website to help educate clients on what this change means for them.

“We understand the need for this regulation and view it as a benefit to our clients. But, we also understand that this is a complicated subject,” said Felix Davidson, managing director of operations at TD Ameritrade. “These changes will lessen the burden of cost basis reporting for investors because we’ll handle it for them. But, we know there will be questions, so we’re doing all we can to help educate clients and make this transition as simple as possible.”

Investors seeking more information on changes in cost basis reporting are encouraged to visit TD Ameritrade’s website for more information, contact TD Ameritrade via phone at 800-669-3900 or speak with an Investment Consultant at any of the company’s 100+ branch locations.

TD Ameritrade does not provide tax advice. We suggest that you seek the advice of a qualified tax-planning professional with regard to your personal circumstances.

About TD Ameritrade Holding Corporation

Millions of investors and independent registered investment advisors (RIAs) have turned to TD Ameritrade’s (NASDAQ: AMTD) technology, people and education to help make investing and trading easier to understand and do. Online or over the phone. In a branch or with an independent RIA. First-timer or sophisticated trader. Our clients want to take control, and we help them decide how—bringing Wall Street to Main Street for more than 36 years. An official sponsor of the 2012 U.S. Olympic Team, TD Ameritrade has time and again been recognized as a leader in investment services. Please visit TD Ameritrade’s newsroom or http://www.amtd.com for more information.

Brokerage services provided by TD Ameritrade, Inc., member FINRA (http://www.FINRA.org)/SIPC (http://www.SIPC.org)/NFA (http://www.nfa.futures.org).

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SAP on PRIVATE Cloud

Princeton, NJ (PRWEB) January 09, 2012

WFTCloud – SAP Certified Cloud Services Partner has announced a new service to enable SAP customers to migrate to lower-cost, Managed Private Cloud Infrastructure.

IT leaders major concern for years is to maintain their IT infrastructure and reduce operation costs when it accounts for 60 per cent of total IT spend. Since things are still uncertain despite the economy showing some signs of improvement, this area of IT “strikes a resonant cord,” says Gartner Inc.

CIO’s today are certainly facing tough economic situations and constantly thriving hard working on IT cost reduction strategies says Ganesh Radhakrishnan, CEO WFTCloud, but economies doesn’t seem to be getting any better. CIO’s are finding themselves at the end of their technological rope he said. Delayed buying decision, have left them with geriatric server, storage and networking infrastructure.

WFTCloud has developed a Private Cloud Solution specifically for SAP that aims to meet those needs. Created collaboratively with SAP and leading vendors in this field, this private cloud solution for SAP can dramatically shorten the time to provision new SAP landscapes from days to hours. What’s more, because it is run in the cloud, the solution can reduce costs while improving scalability, flexibility and recovery of systems.

The service is intended to enhance the performance of systems running SAP applications, improve flexibility, lower costs and use newer SAP technologies, including analytics and mobility. WFT said migrations could be delivered in less than four months at a fixed price.

Cloud computing will help CIO’s to reduce TCO and also scale, provision SAP servers in minutes eliminating IT complexities says Ganesh Radhakrishnan, CEO Wharfedale Technologies (WFTCloud). “Our joint initiative with SAP on Cloud will take us to next level with this strategic Private Cloud Solution,” he said.

The SAP Private Cloud infrastructure of WFT is based on vBlock infrastructure (a joint initiative of Cisco, EMC & VMware). WFT’s deep expertise and understanding of vBlock and the SAP application results in design of an optimal landscape in cloud that not only meets the current business requirements but also makes it much easier to expand resources in future.help architect SAP to run on Private Cloud. WFT executed more than 10+ implementations of vBlock SAP Private cloud in the industry.

“With vBlock vCloud, clients can move SAP applications from large, expensive servers to a smaller, highly efficient virtualized system powered by intel microprocessors in a x86 environment.” said Mahesh Reddy, CTO of WFT.

“The vBlock platform from VCE is a great example of achieving higher performance for SAP at a lower cost,” he said.

Some businesses are uncomfortable moving business-critical SAP systems off-premise to the public cloud, but private cloud systems offer the same efficiency and performance benefits, said Rajeev Menon, Vice President WFTCloud, while providing a level of data security and integrity found with on-premise legacy technologies.

In the case of WFT private cloud solution, WFT will manage the applications and infrastructure being delivered to the client.

The implementation of this infrastructure transformation solution requires a unique combination of skills, experience and capabilities. The intention of this solution is to help customers maximize the performance, scalability and provision SAP systems on-demand. Being a Certified Cloud Services Partner for SAP, WFTCloud also works very closely with SAPLabs for Cloud solutions.

WFT has successfully deployed these solutions to customers who are early adopters of SAP vBlock infrastructure, which resulted in improved performance, reduced costs and expanded SAP technology footprint in cloud.

About Wharfedale Technologies, Inc.

WFT is a leading technology consulting integration firm specializing in infrastructure integration in the implementation and support of virtualization and private/hybrid cloud services. As an SAP-certified provider of cloud services, it also offers the following services in support of SAP solutions: high availability, disaster recovery, advanced sizing for virtualization, back-up/recovery Integration, systems refresh automation and landscape optimization. For more information on WFT services, visit http://www.wftcloud.com or http://www.wftus.com or call (888) 533-3113.

SAP and all SAP logos are trademarks or registered trademarks of SAP AG in Germany and in several other countries.

All other product and service names mentioned are the trademarks of their respective companies.

SAP Forward-looking Statement

Any statements contained in this document that are not historical facts are forward-looking statements as defined in the U.S. Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “believe,” “estimate,” “expect,” “forecast,” “intend,” “may,” “plan,” “project,” “predict,” “should” and “will” and similar expressions as they relate to SAP are intended to identify such forward-looking statements. SAP undertakes no obligation to publicly update or revise any forward-looking statements. All forward-looking statements are subject to various risks and uncertainties that could cause actual results to differ materially from expectations The factors that could affect SAP’s future financial results are discussed more fully in SAP’s filings with the U.S. Securities and Exchange Commission (“SEC”), including SAP’s most recent Annual Report on Form 20-F filed with the SEC. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of their dates.

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Your finances can’t manage themselves, but that doesn’t mean they won’t try. Bring all your finances together with the help of the one person who can — a CERTIFIED FINANCIAL PLANNER™ professional. CFP® – Let’s make a plan. CFP Board’s first large-scale Public Awareness Campaign to increase awareness of CFP® professionals includes this 30-second television advertisement broadcast on national television cable networks including CNN, ESPN, Fox News, HGTV, The History Channel, MSNBC and The Travel Channel.